Natwest Black Account Legal Cover
With Premier insurance, you can call 24 hours a day, 7 days a week. Insure multiple cars on one policy, and the primary driver of each vehicle earns and keeps a claim discount. If your car is depreciated within 24 months of first registration, your car will be replaced with a new vehicle of the same make and model. Travelling to Europe? Enjoy coverage for up to 90 days. You are insured for two houses in the UK (excluding properties you rent) up to £750 including VAT. We only use approved workshops to give you peace of mind. You are also insured anywhere in the UK in any private vehicle you travel in by following the on-screen instructions to sign up for membership services. You will need your Black account number and routing number. We cannot change savings accounts or ISAs through this service. All other products you have in your old bank will not be moved at the same time.
Your account comes with a DragonPass Premier+ subscription, which gives you unlimited access to over 1,100 international airport lounges, including more than 40 in the UK. For travel within Europe outside the UK, insurance cover only applies to vehicles that are under the age of 16 at the start of the journey. There is no coverage for phones owned by your employer. You must also meet one of the following criteria: have deposited at least £100,000 of one-time income or a joint income of £120,000 into your NatWest account, or a minimum mortgage of £500,000 with us or at least £100,000 in savings or investments held with us. Access travel and lifestyle benefits and discounts from your Black account on the go: data replacement for purchased download information up to €5,000. You are automatically insured, but we recommend registering your phone to speed up the claims process. Devices with a screen diagonal greater than 7 inches are not covered. Full building and contents coverage for your home and valuables (subject to terms and conditions). All vehicles must comply with legal requirements – taxes and a valid roadworthiness test may be required If you or your joint account holder is 70 or older, you will need to contact us annually to obtain your cover, which incurs an annual premium of £75 per person. Does not cover repair costs after transportation of the insured vehicle to a workshop or workshop. Standard accessories lost, stolen or damaged at the same time as your phone are covered up to £250.
For classic cars, coverage is only available in conjunction with your main vehicle. Family protection covers you and your partner, as well as all dependent children under the age of 18 at the start of the trip (under 23 if they are in full-time education). Children must live at the home address (or with the other parent) and must not be married or in a registered partnership. If a third party is liable for your damages or losses, we will attempt to recover the cost of the claim from the other party, including any deductibles you have paid. Coverage applies to all vehicles owned by you and registered in your home. You are also insured anywhere in the UK in any private vehicle you travel in. If you have a joint account and are travelling with the other account holder, you will need to present both membership cards either in the plastic version or via the app to access the lounges and receive discounts. Customers travelling with you who do not have a Premier Reward Black account can use the lounge for a fee of £20 per person. We`ll automatically send you a DragonPass Premier+ membership card when you open or upgrade to a Premier Reward Black account. Green Flag Roadside and Homecall cover anywhere in the UK If a person covered by the policy is 70 years of age or older, you will need to call us every year to get cover. You will have to pay an annual premium of £75 per insured person aged 70 and over and undergo a medical examination.
If you would like to extend your coverage to existing medical conditions or if you are 70 years of age or older, please call us. We may ask you to pay an additional premium or we may not cover your condition. Pre-existing conditions are not covered. You may have to pay extra for this, or you may find that your condition cannot be covered. Enjoy comprehensive building and content coverage, with accidental damage coverage automatically included in the event of an unexpected breakdown. Special cover for valuables such as jewelry or fine art; without having to list individual items worth less than £10,000. Anyone driving or travelling in the vehicle you own is also insured. Examples of what you can claim include compensation for bodily injury, loss of income, and accident repair costs if you don`t have full coverage.
To be covered, the house must belong to you and be your permanent or secondary private residence. Detached garages and outbuildings are not covered. You must reside in the United Kingdom or the Isle of Wight. Legal fees of up to £100,000 will be provided to help you pull out if no other insurance policy covers your losses, as long as there is more than a 50% chance your claim will be accepted. Public defenders are regulated by the Law Society, which, in addition to the high service standards you expect from NatWest, ensures that you receive professional legal advice. If you have just opened your account, we recommend that you wait 24 hours before registering. 24-hour helpline. Optional Green Flag troubleshooting service. You do not have to let us know when you go abroad. You are automatically covered by your travel insurance if you have a Silver, Platinum or Black bank account.
This account offers an overdraft facility (depending on authorization). You can use our eligibility tool to check if you are likely to be accepted for an overdraft. You do not need to register, you are automatically insured. If you switch accounts, the account details and debit card will remain the same. Just to make your life easier. Get extended coverage with NatWest Premier insurance for your home, car or pet. You can use them separately or together in an easy-to-manage wallet with a single payment and renewal date. If you purchase a new policy by November 28, you will be entered into a random draw for a one in 10 chance of recouping the cost of your annual premium. We have your questions as well as other personalized information to help you get the most out of your bank account. You can check out all available home insurance options on the NatWest Personal website. Many of us live our lives on our phones.
Our mobile phone policy covers loss, theft, accidental damage and breakdowns (after your manufacturer`s warranty expires). Would your family know your wishes if you got sick or died? From your finances and funeral to legal agreements like wills and powers of attorney, you should consider what you should consider when planning life later. To log in, you must first set up your MyRewards account. You will need your NatWest debit card number. Personal cover of up to £30,000 if you and your partner are involved in a car accident. In order to expedite your application for our Premier Reward Black account, we need to conduct final checks with you. They only take a minute. Claims should be reported as soon as possible if theft, loss, damage or breakdown is discovered. To make a travel insurance claim online, all you have to do is register for membership services and fill out the online form. Under Member Services, you can manage all your account benefits if you haven`t signed in before you need to sign in. Your partner is the person with whom the account holder has a relationship at the same residential address, whether they are married or cohabiting.
We have a range of coverages for our packaged bank accounts. Further information and exclusions can be found in the insurance conditions. The current switching service moves everything from your old bank account to your NatWest checking account within 7 business days. All kinds of general information about our current accounts. Includes Premier Reward Black account details. Learn more about our NatWest Premier Black app or learn how to set up and use your account benefits. Please call 0345 601 7188 (Relay UK: 18001 0345 601 7188) or confirm your rewards and coverage online. Your Premier Reward Black account offers a number of travel benefits, including: If our insurer U K Insurance Limited (UKI) is unable to offer you an upgrade to extend the level of coverage you need, or if your upgrade insurance premium is higher than expected due to illness, Help may still be available.
Check out our Premier Select account, which has no monthly fees, and all our standard features to help you make your banking stress-free. The current switching service does all the work when it comes to switching, transferring everything from your old account to your new account within 7 business days, including direct debits and standing orders. All you have to do is let us know the details of your old bank account and when you want the change to start.